Thinking "it wonāt happen to me" is exactly what hackers count on. Hereās what can happen if you donāt act:
Hackers can open bank accounts, take loans, or create fake IDs using your dataāruining your credit and reputation.
If your bank or PayPal login is reused, your funds can be transferred out in minutes. You might not notice until itās too late.
Friends or colleagues might receive fake messages asking for help or moneyāthinking itās you.
Some services (like crypto wallets or old email accounts) may not offer recovery if your credentials are lost and the attacker changes them.
The longer you wait, the more likely it is your data is sold, reused, or exploited in multiple attacks without your knowledge.